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Finance Options

Spread the cost of your dream furniture with affordable monthly payments. Quality doesn't have to wait.

Flexible Ways to Pay

We offer a range of payment options to suit your budget. Talk to us in-store or enquire online.

Interest-Free Credit

Available on orders over £500. Spread the cost over 12 months with 0% APR representative. Subject to status and affordability checks.

Example: £1,200 sofa = £100/month for 12 months

Low Monthly Payments

Prefer lower monthly payments? We offer longer-term finance options with competitive interest rates. Terms from 24 to 48 months available.

Example: £2,000 bedroom set from £45/month

Pay by Card

We accept all major credit and debit cards. Pay in full at point of purchase or place a deposit to secure your order.

Deposit & Balance

Place a deposit to reserve your furniture, then pay the balance before delivery. This is a popular option for made-to-order items.

Finance FAQ

How do I apply for finance?

You can apply in-store or start the process online. We'll ask for some basic information and run a soft credit check. In most cases, you'll have a decision within minutes.

Will applying affect my credit score?

We use a soft search for initial eligibility checks, which does not affect your credit score. A full application may involve a hard search.

What do I need to apply?

You'll need to be 18 or over, a UK resident for at least 3 years, and have a regular income. You'll need proof of ID and address.

Can I pay off my finance early?

Yes, in most cases you can settle your agreement early without penalty. Contact us or your finance provider for details.

Is a deposit required?

For interest-free credit, a deposit may be required depending on the total order value. We'll let you know exactly what's needed before you commit.